Skip to main content

Cost of Living Calculator

Build a monthly budget across housing, food, transport, utilities, entertainment, healthcare and savings — pre-filled with realistic averages for 32 European countries.

Calculator

Share:

How it works

Comparing salaries across Europe is meaningless without comparing costs: a €3,000 net salary buys a very different life in Zurich, Warsaw and Lisbon. Monthly living costs for a single person range from roughly €900 in Bulgaria or Romania to €3,000+ in Switzerland.

Pick a country to pre-fill realistic national averages for housing, food, transport, utilities, entertainment and healthcare — then adjust every figure to your lifestyle. Add your net income to see your monthly savings potential, the single best indicator of whether a move makes financial sense.

Monthly budget

TotalCost = Housing + Food + Transport + Utilities + Entertainment + Healthcare
Savings = NetIncome − TotalCost
SavingsRate = Savings ÷ NetIncome

Presets are national averages for a single person; capital cities typically run 20–40% above the national average, driven mostly by rent.

Frequently asked questions

Rent Affordability Calculator

Check what share of your income goes to rent and what you can afford.

Living

Salary Calculator

Convert gross to net salary with tax and social contributions for any European country.

Finance

Income Tax Calculator

Calculate income tax with progressive brackets by country and tax year.

Taxes

VAT Calculator

Add or remove VAT with country presets or a custom rate.

Taxes